Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Achieving an 850 credit score is a rare feat, representing the pinnacle of creditworthiness. While it promises access to the best financial offers, is it truly necessary?

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

The average credit score was 715 in 2024, according to Experian data. That average, as of the third quarter of 2024, is unchanged from the same quarter in 2023. For 11 straight years, the average ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

Your credit score can influence more than just the rate you receive. Written By Written by Contributor, Buy Side Lindsay Frankel is a contributor to Buy Side and an expert on personal loans, insurance ...

Thinking about getting a business credit card? If you're like most small business owners or solo entrepreneurs, one of your first questions is probably, "What credit score do I need to get approved?" ...

A car is an expensive purchase that often requires financing. Nearly 80% of new car buyers took out a loan or a lease in 2023, according to Experian, as did almost 38% of used car buyers. Your credit ...