Getting a perfect credit score is impressive, but is it necessary? Here's what an 850 does -- and doesn't -- get you.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Discover what a credit card balance includes, how it's calculated, and its impact on your credit score. Learn more about ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Regardless of whether you’re applying for a high-end rewards credit card or a mortgage or an auto loan and you’re trying to ...

It's especially important to check if you're retired. If identity thieves wanted to steal a person's credit identity -- ...

This is read by an automated voice. Please report any issues or inconsistencies here. Gen Z has seen its credit scores drop more than any other generation over the last year, largely because of ...

A car is an expensive purchase that often requires financing. Nearly 80% of new car buyers took out a loan or a lease in 2023, according to Experian, as did almost 38% of used car buyers. Your credit ...

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...