A credit score is shaped by payment history, credit utilisation, credit mix and inquiries, with disciplined borrowing and timely repayments helping maintain strong creditworthiness in today’s ...

Learn about the evolving rules of credit scores and effective strategies to improve your credit score from Bonita Grant, founder of Cure My Credit Score.

Only a tiny fraction of Americans have reached the absolute top of the credit-scoring ladder in 2025, but that sliver of ...

Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

A credit card closure can alter the credit mix, reduce credit ageing, increase the credit utilisation ratio, or halt the ...

One of the biggest misconceptions is that paying minimum dues is enough to keep cards healthy. In reality, using too much of ...

A credit score determines your loan eligibility and interest rates. Learn what affects your credit score, why lenders check ...

Your credit score is influenced by the variety of credit products you hold. This balance between secured credit, such as home ...